Real Estate Analyst + Advisory Services

• Market Performance Summaries
• Calculated Risk Assessments
• Failure Rates by Industry

• Residential Housing Valuations
• Housing Supply Vs Demand
• Ownership and Vacancy Reports
• Housing Affordability Index
• Area Overviews
• Listing and Sale Activity by County
• Price Range Review

• Days on Market Until Sale by Price Range
• Price Range With Shortest Average Days on Market Until Sale
• Price Range With Longest Average Days on Market Until Sale
• Price Range With the Most Closed Sales
• Price Range With the Fewest Closed Sales
• Months Supply of Housing Inventory

• Office Market
• Industrial Market

• Retail Market
• Multi-family Market

• Location Analysis
• Demographic Characteristics
• Population Density
• Annual Average Daily Traffic
• Area Recognition
• Employment Opportunities
• School Ratings
• Crime Ratings
• Natural Disaster Risks

• Climate Ratings
• Real Estate Prices
• Inventory Count
• Occupancy Rates
• Vacancy Rates
• Developments
• Outlook
• Finance and Investment Trends
• Market Research Reports

• Needs Analysis
• Area, Demographic, and Neighborhood Analysis
• Site Review
• Proposed Development Recommendations and Costs
• Market Analysis

• Proposed Development Usage and Pricing Analysis
• Financial Analysis
• Valuation Analysis
• Comparison of Value Created to Projected Costs

Activity Ratios

• Inventory Turnover
• Receivables Turnover
• Payables Turnover
• Asset Turnover

Liquidity Ratios

• Current Ratio
• Quick Ratio
• Cash Ratio

Solvency Ratios

• Debt-to-assets Ratio
• Debt-to-capital Ratio
• Debt-to-equity Ratio
• Interest Coverage Ratio

Profitability Ratios

• Gross Profit Margin
• Operating Profit Margin
• Net Profit Margin
• Return on Assets (ROA)
• Return on Equity (ROE)

Financial Statements

Balance Sheet

Income Statement

Cash Flow Statement

Asset Management Ratios

Accounts Receivable Turnover

Inventory Turnover

Liquidity Ratios

Accounts Receivable Turnover

Working Capital

Quick or Acid Test

Current

Debt Management Ratios

Leverage (or Debt to Worth)

Accounts Payable Turnover

Profitability Ratios

Profit Margin on Sales

Cash Flow to Current

Maturities (Debt Service) 

• Debt Ratio
• Loan-to-value Ratio
• Debt Service Coverage Ratio
• Debt Yield Ratio

• Net-worth-to-loan-size Ratio
• Loan-to-cost Ratio
• Profit Ratio

• Banks - work directly with borrowers to provide financing on the retail level.
• Mortgage brokers - work as middlemen between banks and borrowers on the wholesale end to secure financing for the borrower. Pricing with mortgage brokers can be just as competitive as a bank, so long as the broker doesn’t take too much off the top. Wholesale rates can actually be much cheaper than retail interest rates you’ll get with banks.
• Credit unions - are member owned nonprofit entities. As such, credit unions attempt to break even rather than make a profit on home loans. Therefore, processing costs including origination fees can often be avoided if you take out a mortgage at a credit union rather than a bank.

• Gross Scheduled Income (Gsi)
• Gross Operating Income (Goi)
• Net Operating Income (Noi)
• Debt Coverage Ratio (Dcr)
• Cash on Cash Return (Coc)
• Return on Investment (Roi)
• Overall Return Scenario Analysis
• Capitalization Rate (Cap Rate)
• Loan to Value Ratio (Ltvr)
• Gross Rent Multiplier (Grm)
• Internal Rate of Return (Irr)
• Modified Internal Rate of Return (Mirr)
  

• Cash Flow Before Tax (Cfbt)
• Operating Expense Ratio (Oer)
• Debt Coverage Ratio (Dcr)
• Break-even Ratio (Ber)
• Depreciation (Cost Recovery)
• Mid-month Convention
• Cash Flow After Tax (Cfat)
• Discounted Cash Flow Analysis (Dcf)
• Time Value of Money (Tmv)
• Present Value (Pv)
• Future Value (Fv)
• Net Present Value (Npv)