Assisting clientele in determining what marketplace to invest in and where their time and money is better spent.
Pre-feasibility Study
Evaluating the Strength of a Business
Activity Ratios
Liquidity Ratios
Solvency Ratios
Profitability Ratios
Comparing Company Ratios to Industry Ratios
Financial Statements
Balance Sheet
Income Statement
Cash Flow Statement
Asset Management Ratios
Accounts Receivable Turnover
Inventory Turnover
Liquidity Ratios
Accounts Receivable Turnover
Working Capital
Quick or Acid Test
Current
Debt Management Ratios
Leverage (or Debt to Worth)
Accounts Payable Turnover
Profitability Ratios
Profit Margin on Sales
Cash Flow to Current
Maturities (Debt Service)
Commercial financing is underwritten on a case by case basis. Every loan applicant is unique and evaluated on its own merits, however there is common criteria lenders look for in commercial loan packages.
Our firm assists clientele with exploring funding options through banks, mortgage brokers and credit unions.
Our firm has relationships with factors that purchase company accounts receivables at a discount to free up cash needed for company operating expenditures.
Our firm assists owner's in sale-leaseback transactions to monetize their real estate assets. A sale-leaseback occurs when the real estate owner sells the property to a buyer and simultaneously leases the property back under a long-term lease.
Calculated Risk Assessments, Budgets, Forecasts, Projections, and Pro-forma Statements
Our firm investigates whether there are grounds for obtaining a reduction in the assessed value of an owner’s property, we also represent them as assessment appeal advocates in connection with excessive assessment grievance proceedings.
Michael’s proven track record and ability to succeed in any market condition has led him to specialize in representing unique, rare and one-of-a-kind properties throughout Upstate New York.
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